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Is Tampa Cheap to Live? Cost of Living in Tampa

Is Tampa low cost of living? this is one of the most asked question on Google. Tampa is a one of most popular city in Florida and there are so many tourist places in the city. That’s why many American want to live this city.

As per report, The cost of living in Tampa is also 3% lower than Florida’s state average and over 10% lower than Miami’s cost of living. This is known for the vibrant Ybor City, the gigantic Florida Aquarium, the heart-pumping Busch Gardens, and for being the birthplace of the Cuban sandwich.

Is Tampa Cheap to Live?

Since there is prospective growth in the Tampa real estate market, people from all over the country are considering a move here. One of the most important reasons is the affordable cost of living in Tampa compared to other cities.

This has made it a top choice for retirees and small families that are looking for residence and to generally improve the quality of their life.

  • Tampa, Florida’s cost of living is 5% lower than the national average
  • Tampa’s housing expenses are 23% lower than the national average and the utility prices are 16% higher than the national average.
  • Transportation expenses like bus fares and gas prices are 6% higher than the national average.
  • Healthcare in Tampa is 2% lower than the national average.

Average cost of living in Tampa is $3550 Per Month and here are detail breakdown of costs.

Cost of Living in Tampa, Florida is 5% lower than national avg.

Groceries & Food

Average Grocery & Food Costs in Tampa: $308 per person, per month

Household MarketCost
Milk (regular), (1 gallon)
Loaf of Fresh White Bread (1 lb)
Rice (white), (1 lb)
Eggs (regular) (12)
Local Cheese (1 lb)
Chicken Fillets (1 lb)
Beef Round (1 lb) (or Equivalent Back Leg Red Meat)
Apples (1 lb)
Banana (1 lb)
Oranges (1 lb)
Tomato (1 lb)
Potato (1 lb)
Onion (1 lb)
Lettuce (1 head)
Water (1.5 liter bottle)
Bottle of Wine (Mid-Range)
Domestic Beer (0.5 liter bottle)
Imported Beer (12 oz small bottle)
Cigarettes 20 Pack (Marlboro)
4.14 $
3.16 $
1.66 $
3.29 $
6.18 $
5.10 $
6.49 $
2.08 $
0.73 $
1.72 $
1.87 $
1.39 $
1.25 $
2.18 $
2.22 $
10.00 $
1.64 $
4.22 $
7.75 $


Average Transportation Costs in Tampa: $5,113 to $13,896 per year

No matter where you live in the country, transportation costs can add up. Throw kids into the mix, and costs rise.

One-way Ticket (Local Transport)
Monthly Pass (Regular Price)
Taxi Start (Normal Tariff)
Taxi 1 mile (Normal Tariff)
Taxi 1hour Waiting (Normal Tariff)
Gasoline (1 gallon)
2.00 $
66.00 $
3.62 $
4.00 $
42.75 $
4.40 $

Utility Costs in Tampa

Average Utility Costs in Florida: $413 per month

Utilities (Monthly)Cost
Basic (Electricity, Heating, Cooling, Water, Garbage) for 915 sq ft Apartment
1 min. of Prepaid Mobile Tariff Local (No Discounts or Plans
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)
161.79 $
0.15 $
63.19 $

Housing Costs in Tampa

No matter where you are living house expenses is your largest one among all expenses. In Tampa there are so many ways to get your own house either you can buy or rent. But there are some cost always includes.

Rent per month:

Apartment (1 bedroom) in City Centre1,995.95 $
Apartment (1 bedroom) Outside of Centre1,584.47 $
Apartment (3 bedrooms) in City Centre3,420.94 $
Apartment (3 bedrooms) Outside of Centre2,474.88 $

Buy Apartment Price:

Price per Square Feet to Buy Apartment in City Centre337.25 $
Price per Square Feet to Buy Apartment Outside of Centre201.98 $

Tampa Housing Demand & Prices (Single-Family Homes)

  • The Median Sale Price increased by 28.4% to $413,108 in May 2022.
  • The Average Sale Price increased by 25.5% to $514,166.
  • Homes are typically seeing offers accepted faster.
  • Median Time to Contract is 6 days, up 0.8% year-over-year.
  • It quantifies the time between the initial listing and the signing of the contract that leads to the sale.
  • Median Time to Sale is 42 Days, down -6.7%.

Child Care

Average Child Care Costs in Florida: $790 to $1,364 or more per child, per month

Many parents know the struggle of budgeting for child care. Where you live and the type of care you choose can have an effect on how much you spend.

Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child943.75 $
International Primary School, Yearly for 1 Child19,500.00 $

Health Care

Average Health Care Costs in Tampa: $6,675 per person, per year

The average annual per-capita cost of health care in Tampa is $6,675, the 2020-21 Bureau of Economic Analysis Personal Consumption Expenditures by State report found.

Clothing And Shoes

Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child943.75 $
1 Pair of Jeans (Levis 501 Or Similar)45.34 $
1 Summer Dress in a Chain Store (Zara, H&M, …)30.50 $
1 Pair of Nike Running Shoes (Mid-Range)79.86 $
1 Pair of Men Leather Business Shoes99.25 $

Sports And Leisure

Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child943.75 $
Fitness Club, Monthly Fee for 1 Adult29.50 $
Tennis Court Rent (1 Hour on Weekend)36.24 $
Cinema, International Release, 1 Seat14.00 $

Restaurants & Weekend

Preschool (or Kindergarten), Full Day, Private, Monthly for 1 Child943.75 $
Meal, Inexpensive Restaurant21.50 $
Meal for 2 People, Mid-range Restaurant, Three-course60.00 $
McMeal at McDonalds (or Equivalent Combo Meal)10.00 $
Domestic Beer (1 pint draught)6.00 $
Imported Beer (12 oz small bottle)7.00 $
Cappuccino (regular)4.57 $
Coke/Pepsi (12 oz small bottle)2.13 $
Water (12 oz small bottle)1.57 $

Read More:

This is one of most affordable city in country for living. Here I also add some useful questions people ask on Google.

What is the current air quality in Tampa?

Air quality index of this city is 13 which consider Good for living and breathing.

Is Tampa a polluted city?

Tampa is a city located in the state of Florida, being counted as a major city and situated on the west coast of the state on Tampa bay, facing out onto the Gulf of Mexico. There are an estimated 399 thousand inhabitants in the city, making it the third most populous city in Florida, just after Miami and Jacksonville.

Tampa has a significant presence in industries such as healthcare, insurance, tourism and real estate, as well as having many large corporations headquartered within the city limits. Besides these industries, Tampa also has a sizeable port area, and with all of these factors combined, along with the increase in population and continued anthropogenic activity, there are subsequent negative consequences towards the quality of the air in the city.

In 2020, Tampa came in with a PM2.5 reading of 8.8 μg/m³ as its yearly average. This is a respectable reading that placed it within the World Health Organizations (WHO’s) target goal of 10 μg/m³ or less, for the best quality of air. However, there are months present where the air quality shows less than appreciable readings (with spikes in the PM2.5 count on record), and as such, it stands to reason that whilst Tampa maintains a good quality of air, it could do more to improve its ratings further, coming in at 3213th place out of all cities ranked worldwide in 2020, as well as 873rd place out of all cities in America.

Cost of living in Tampa, fl single person

Average cost of living for Single person is approx: $3350 per month including all expenses like rent, groceries, transport, healthcare, sports, party and outing etc.

How much money do you need to live comfortably in Tampa Florida?

If anyone want to live comfortably in the city he needs approximate $36,000 annual income (Excluded Taxes).

These figures show the individual expenses that went into the living wage estimate. Their values vary by family size, composition, and the current location.

Child Care$0
Required annual income after taxes$30,733
Annual taxes$4,982
Required annual income before taxes$35,715

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