Best Travel Credit Card for Average Individual: Maximize Your Rewards and Benefits.
Discover the best travel credit card that suits your needs. From earning miles and points to enjoying exclusive perks, find the perfect card to enhance your travel experiences.
| Credit Card | Benefits |
|---|---|
| Standard Chartered EaseMyTrip Credit Card | – Instant discount on domestic and international flight bookings. |
| Air India SBI Signature Card | – Complimentary Priority Pass membership – Free airport lounge access – Joining and renewal bonus. |
| SBI Yatra Credit Card | – Discounts on flight bookings (domestic and international) – Hotel booking discounts through Yatra – Fuel surcharge waiver at petrol pumps – Complimentary air accident cover – Free airport lounge access. |
| SBI IRCTC Platinum Credit Card | – 1500 reward points as a welcome gift – Complimentary insurance cover – Waived fuel surcharge – Complimentary railway lounge access. |
| Air India SBI Platinum Card | – Earn 15 reward points on Air India spends – Redeem points for discounted or free Air India tickets. |
| Axis Bank Vistara Signature Credit Card | – Complimentary premium economy ticket as a welcome gift – Priority check-in – Additional baggage allowance. |
| Club Vistara IDFC First Credit Card | – Earn 2000 CV points for 3 months on spending ₹30,000 per month. |
| Axis Bank Miles and More Credit Card | – Earn Airmiles on purchases (never expire) – Complimentary Priority Pass membership with free lounge visits. |
| HDFC Regalia Credit Card | – 12 complimentary domestic lounge accesses – 6 international lounge accesses per year. |
Travel Credit Card: Benefits & Features
At ICICI Bank, we believe in promoting the best travel options that everyone can rely on.
Travel Credit Cards offer a variety of features and benefits usually meant for travel enthusiasts and adventure lovers who use such Credit Cards.
Here are some of the key features and advantages one can expect from these cards:
No. 1 Reward Points/Miles
Earn a MakeMyTrip holiday voucher up to Rs 3,000 as a joining benefit and enjoy Rs 500 MyCash to kick-start your journey. Collect benefits up to Rs 20,000 with Travel Credit Cards.
Get up to 2.5 Skywards Miles per Rs 100 spent and earn 40,000 reward points when using the card for travel bookings.
No. 2 Flight ticket benefit
This benefit provides 2,500 InterMiles and exclusive flight and hotel discount vouchers as a joining bonus.
Enjoy an exclusive Etihad flight offer with up to 7.5 InterMiles and 5% discount on base fare for Economy Class bookings.
Earn up to 3 MyCash per Rs 200 spent on various transactions including higher earnings on MakeMyTrip bookings.
No. 3 Metro ticket benefit:
You can get up to 20% discount while using these Travel Credit Cards for metro bookings.
Read: [Secret] Tips to Find Cheap Unsold Flight Ticket
No. 4 Lounge access benefits
Gain access to domestic and international lounges for a seamless travel experience. Also, access the railway lounge facility to enhance your journey.
No. 5 Fuel purchase benefits
Enjoy 2.5% cashback on every fuel purchase. Additionally, a fuel surcharge waiver of 1% is offered on transactions up to Rs 4,000 at HPCL pumps with ICICI Bank Travel Credit Cards.
No. 6 Membership benefit
Get enrolled in the MakeMyTrip loyalty programme to enjoy extended benefits. You can also relish up to 10,000 Skywards miles and Emirates Skywards Silver Tier membership.
Moreover, you will receive a complimentary DreamFolks membership for international lounge accesses.
Avail Emirates Skywards Gold Tier membership with a total annual spend of Rs 15 lakh with a minimum of Rs 10,000 spent on Emirates.
Earn more MyCash on hotel/holiday bookings through MakeMyTrip.
No. 7 Insurance benefits
Get an accidental air death cover worth Rs 1 crore, receive emergency overseas hospitalisation coverage of up to Rs 15 lakh and get credit liability coverage up to Rs 9 lakh.
No. 8 Additional benefits
Gain exclusive access to Auto Expos and test drive experiences. Enjoy a complimentary car wash with Travel Credit Cards and get 24×7 roadside assistance in times of emergency.
Travel Credit Card Eligibility Criteria
Specific eligibility criteria for customers to qualify for a Travel Credit Card are mentioned below:
- Age: Applicant’s age should be between 21 and 65 years. However, it may differ from bank to bank.
- Income: Most Travel Credit Cards from any Bank have a certain minimum annual income depending on the specific Card option. For instance, it may require a larger income to use a premier Travel Credit Card in comparison to a general one.
- Credit score: To be eligible, one needs to have a good credit record and credit rating. Usually it should be in the ‘good’ or ‘excellent’ score line.
Travel Credit Card Document Required
The following documents are required to apply for a Travel Credit Card with ICICI Bank:
- Identity proof: Valid documents that are commonly acceptable include a valid passport, Aadhaar Card, PAN Card and driving licence.
- Address proof: Documents like utility bills, signed rental agreements or the latest bank account statement with the address.
- Income Proof: Proofs of income may include salary slip, income tax return and even a business financial statement among others.
- Duly filled application form: Fill in the application form provided by Bank and ensure that correct details are entered in each field.
- Bank statements: You might need to submit recent bank statements while applying for the Card.
It is worth mentioning here that these criteria, in terms of document submissions, may vary depending on the particular Travel Credit Card being applied for.
Read: Get Instant Loan During Travel Vacation
Steps to Apply for Travel Credit Cards
Here are the steps to apply for a Travel Credit Card:
- Verify your eligibility: Ensure that you meet the age, income, employment status and credit score criteria required to apply for a Travel Credit Card.
- Select your card: Choose a Travel Credit Card that best suits your needs both financially and in terms of travel. Every card has unique benefits and features.
- Submit an online application: Go to the Credit Card page on the Bank’s website or log in to the iMobile Pay app and choose your card. Click on ‘Apply Now’ or ‘Get Started’ to submit your financial and personal information.
- Upload the documents: Upload the necessary documents, including passport-size photographs, proof of identity, proof of address and proof of income.
- Evaluation: Bank will examine your application. Make sure you have provided the correct information for your application to be accepted.
- Acceptance and approval: The Bank will confirm once your application is accepted after verification.
- Delivery of the card: Card will be sent to your registered address. On receiving the card you are required to activate it.
Shally Watson is a seasoned News Writer with over 12 years of experience in the dynamic world of journalism. Her impressive career has seen her work with some of the top news agencies in the industry, where she has consistently demonstrated her exceptional talent for crafting compelling news stories that captivate readers worldwide.